Monthly Payment Options

Make smart financial decisions about your home improvement projects

How it works

Pay for your project with predictable monthly payments without tapping into your home equity.

Chceck rates in less than 2 minutes

Loans typically fund in 1-5 days

Fixed monthly payments

No prepayment penalties

Pick the perfect loan

With a personal loan, the funds can be in your bank account as soon as the next day

Based on a loan principle of $12,500 over 60 months at an APR of 6.99%

What is a personal loan?

3 - 7 year repayment periods

lower-rates

Typically lower rates than credit cards

Zero equity required

What rates should I expect?

Credit Range Pre-qualitifacation
rate
Est. APR Range Loan amount Loan Term Lending Partners
Excellent
850 - 741
89%
4.99% - 19.07%
$1,000 - $250,000
2 - 12 years
8
Good
740 - 681
80%
10.54% - 26.70%
$1,000 - $250,000
2 - 12 years
8
Average:
680 - 661
70%
16.85% - 34.83%
$1,000 - $100,000
1 - 7 years
9
Poor
660 - 550
58%
$1,000 - $50,000
20.50% - 36.99%
1 - 5 years
10

What homeowners are saying about Hearth

Address

2025 Riverside Ste 520 Dr Upper Arlington OH 43221

Our Hours

Monday to Friday 9:00AM to 5:00PM

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